LOANS HOUSING GROWTH
loans, loan, credit loans, loans credit
During the fourth quarter of 2013, the amount of individual loans for purchase of new and used home increased 36.4%.
During the fourth quarter of 2013, the amount of individual loans disbursed for purchasing new and used home reached $2.626.246 million streams.
At constant prices in the fourth quarter of 2005, the value of the individual loan disbursed was $1.982.255 million, representing an increase of 36.4% compared to the same period in 2012.
There were 36.156 financed homes, which represented an increase of 18.6% compared to the same quarter of 2012; This behavior was caused by the increase in the number of financed new houses of 19.7% and housing usadasde 17.2%.
In the quarter of reference were granted loans for the purchase of VIS worth $465.711 million (at constant prices in the fourth quarter of 2005), which meant an increase of 9.9%.
The value paid for purchase of new VIS increased 15.5%, while the purchase of used VIS declined 3.3 percent compared with the same period of 2012.
Twelve months to December
During the year 2013, funding entities gave $6.947.384 million constant pesos for the fourth quarter of 2005, turnover at 19.0% higher than that recorded in the previous year.
The value of loans for new and used home increased 21.8% and 16.5%, respectively.
Mortgage banking participated with 87.2% of the total value of credits delivered, the Fondo Nacional de Ahorro with 12.6% and boxes and housing funds with 0.2%.
During the year 2013 is financed 133.209 housing units, which meant an increase of 9.1% compared to the same period in 2012, behavior that was due to the increase in housing used by 9.5% and the increase in new housing at 8.9%.
When purchasing a debt of several years, it is advisable to evaluate very well the financial institution with which it will apply, since you will have to deal with this for a long time.
One of the main aspects that should be discussed is the rate of interest, because you remember that it is a point,’re going you to represent money with the passing of time.
Finance staff presents a balance of interest (annual cash) for subsidized mortgage rates that are currently the major financial institutions of the country.